Chicago Housing Authority Celebrates 1,000th Homeowner

In early October 2026, the Chicago Housing Authority (CHA) celebrated a significant milestone by marking the 1,000th resident to become a homeowner through its Choose To Own (CTO) program. The celebration took place in the Roseland community, where CHA officials and representatives from the U.S. Department of Housing and Urban Development (HUD) honored the achievement of homeowner Derenda Bradley. This program aims to provide families with pathways from public housing to homeownership, facilitating a critical transition for many residents.

The Choose To Own program was established to empower residents of public housing by offering resources and support necessary for achieving homeownership. It includes financial literacy training, assistance with credit building, and access to down payment assistance. By focusing on these areas, CHA has successfully helped residents navigate the complexities of home buying, making homeownership a reality for many who previously faced barriers. Key stakeholders in this initiative include the Chicago Housing Authority, HUD, and community organizations that work together to provide comprehensive support to potential homeowners.

The milestone of 1,000 homeowners reflects not only the success of the CTO program but also the dedication of the CHA to improve living conditions and financial stability for its residents. Events celebrating this achievement have fostered a sense of community and pride among participants, highlighting the program's positive impact. The broader economic and social benefits of the Choose To Own program are significant. Homeownership contributes to community stability, increases property values, and enhances the overall quality of life for residents. By facilitating transitions from public housing to ownership, the program helps break the cycle of poverty and promotes economic mobility for families.

The success of this initiative serves as a model for other cities considering similar programs aimed at increasing homeownership among low-income families. Looking ahead, the Chicago Housing Authority plans to continue expanding the Choose To Own program to reach even more residents. Future milestones may include additional partnerships with local businesses and organizations to enhance the resources available to participants. As the CHA strives to create more pathways to homeownership, the program's success could inspire similar initiatives across the country, reinforcing the importance of affordable housing solutions in urban communities.